Are you ever working, and wish...man, would I love to have tons of money and never work again. But then on your vacation, toward the end of the week, its been fun and relaxing, but you couldn't live like this forever...Eating out loses its excitement, sleeping in starts feeling lazy, you start wondering about your purpose.
Barbara Corcoran on Shark Tank built a large real estate company and sold it for many millions. We back on Earth think wow, that's awesome. If only I could build a company and sell it for $90 million. The reality is that she became very depressed. Her purpose was gone. The money didn't make her fulfilled.
So what is our purpose? If it was money, wouldn't people that win the lottery be the most fulfilled? Nope, that usually ends pretty badly. Maybe fame and success; oftentimes that ends badly as well. There are many famous and wealthy people that are not happy or fulfilled.
Solomon was the wisest and probably the richest man that ever lived. He tried it all, everything Earth has to offer and here is his conclusion: "The end of the matter; all has been heard. Fear God and keep his commandments, for this is the whole duty of man."
Oh wait, I was supposed to write on budgeting. Hmm... "When buying what you want isn't really what you want." Have you ever wanted something really badly, and then you finally get it, and its great for a little while, but then gets put away or forgotten. This is why we should budget. We think spending all our money each month is better. We get to buy lots of things...but that doesn't leave you in a better position. Budgeting does, and over time, definitely builds you to a better position.
I've read many articles on habits of successful people. Each time I see one, I think maybe there is some easy secret to be successful, something right now that I can do, and kazam! I'm rich and happy and successful. Nope, never happens, because success takes work, takes discipline--and it takes work and discipline multiplied by time.
Success = (Work + Discipline) x Time
New Years is coming up, and many people write down New Year's resolutions or goals. And also, the majority of people fail to keep their resolutions and reach their goals. Do they just need more time? No, there's plenty of time...the billionaires and those living paycheck to paycheck each have 24 hours a day.
And honestly, most people work, some harder than others. It's the discipline that's lacking.
Those success articles all says similar things...
1. Wake up early
2. Spend less than you make
3. Read (I don't think they mean your Facebook wall :)
5. Eat healthy
6. Constantly learn and improve yourself
Sure, there are different levels of success, but if a person does exactly what all the articles say, and does them faithfully over time, they will experience that work and discipline over time lead to success.
Choose one discipline that you are committed to, and start doing it daily. Tomorrow is November 1st. Try it for two months, and then when 2016 comes, you'll be ready to write those resolutions.
Why budget? Being disciplined with money over time leads to great results...results that I'm going to assume you'd write down if you make a money resolution for 2016.